Connect with us


Student Credit Cards: What You Need To Know



Student Credit Cards: What You Need To Know

Are there any plus points on owning student credit cards? Building a good credit score before graduation is easier with a student credit card. If you manage your credit card well, you can obtain credit at competitive terms in the future. Cashback and discounts are just some of the perks you can get with this type of credit card.

Students can obtain student credit cards from many financial institutions, but they must complete all the paperwork and documents first. It is very easy and free to get a credit card. It takes less than a day for your documents to be approved once you upload them. As soon as you are approved for your Bajaj Finserv RBL Bank SuperCard, you will need to book the credit card, which you will receive in a few days. In the meantime, you can shop online using the virtual card.

Is It Possible to Get a Credit Card as a Student?

There are even credit cards designed specifically for those studying at colleges or universities. College students can obtain student credit cards through their schools. The credit card is open to students over the age of 18 who do not have an income limit. There are lower interest rates on these free credit cards for students, and they have a five-year validity period.

What is the Process for Getting a Student Credit Card Approved?

You are approved for a loan if you are enrolled in school and breathing. There are very lax approval procedures for student cards, but the credit limits will not be significant. In a year or so, you may receive an increased spending limit if you maintain a good record of paying your statements.

Good Reasons to Get Yours Now

  • Establishes a Relationship With Your Credit Card Company Early On

Having a new relationship in college is the perfect time to start one? Eventually, it will pay off to get to know your credit card company during your adolescent years. After all, one day, you’ll graduate and want a credit card with a higher limit or a more advantageous feature. It may help your future application if you have a track record of good credit card behavior dating back to your college days.

  • Improves Credit Habits

As soon as you receive student credit cards, you should remember that this passport to the adult world comes with adult responsibilities. Your first experience with budgeting and scheduling bill payments is likely the student credit card bills you receive while in college, except for possibly your cell phone bill. To make at least the minimum payment due on your credit card, you will need to plan for your payment due date and budget accordingly.

  • Become a Rewards Member or Earn Cashback

Credit cards are good for college students because they may offer cashback, rewards, or points. The perks of student credit cards are available as soon as you meet the redemption conditions, unlike other student card benefits.

  • Ensure You Are Prepared in Case of an Emergency

Students with credit cards may be reassured that their parents will be able to cover the costs of what they need in times of crisis or emergency. Students may use their credit cards to pay for flights home, medical or dental expenses outside their health insurance, or rent a car. Students and parents of students attending colleges far from home may find this kind of free credit card particularly reassuring.

  • Tracking of Credit Scores

You should monitor your credit score as part of your credit management education. Using this tool, you can track how your spending, credit card payments, and activity affect your credit score. Today’s college expenses can be paid for with a credit card in various ways. Students can use it to establish lifelong good financial habits, earn rewards and cash back, and provide peace of mind in emergencies.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *


Top 10 FTSE 100 risers and fallers of early 2019




Top 10 FTSE 100 risers and fallers of early 2019

Since the beginning of 2019, the FTSE 100 has risen by more than 10%. It’s a promising sign after a tough year in 2018 when the index fell by 8.7% and a number of companies suffered major losses. Below, we’ll find out the biggest gainers and losers of the UK’s stock market so far.

FTSE100 PerformanceFTSE risers and fallersThe FTSE 100 index has had a very positive start to the year, with only a handful of companies (13 to be exact) losing value. Let’s take a closer look at the 10 FTSE 100 top gainers and FTSE biggest fallers in Q1 2019.

Best performing stocks: FTSE 100 risers

For the first 3 months of 2019, the list of FTSE top gainers includes the following companies:

FTSE risersDescription% movement
OcadoAn English online supermarket and the best performing company in 201856%
EvrazSteel making and mining company36%
Micro FocusIT and software services provider29%
3i GroupMultinational private equity and venture capital company 27%
BATThe world’s most international tobacco manufacturer25%
Spirax-SarcoManufacturer of steam management systems25%
Barratt DevelopmentsResidential property development company24%
AntofagastaA Chilean copper mining group24%
Auto TraderA marketplace to buy and sell new and used cars23%
HalmaTechnology company that creates products for hazard detection and life protection22%

1. Ocado Group

Famous English online supermarket Ocado put on a stellar performance in 2018. The company’s success was driven by the agreement to license technology to the US supermarket giant Kroger and a number of contracts with major European retailers.

The boosted share price throughout the year has continued into the first three months of 2019. The recent positive Ocado share price rally is promoted by a new joint venture with Marks & Spencer, stipulated in late February.


Second in the list of FTSE 100 risers and fallers is Roman Abramovich’s part-owned steel-making and mining company, EVRAZ. With positive returns of 41.3% in 2018, the company delivered a net profit of $2.5 billion (compared to $759 million in 2017).

Investors also believe that EVRAZ’s exposure to sanctions imposed on Russia, where the company operates, has been significantly reduced. Roman Abramovich and his partners sold shares worth £151 million, which reduced their combined stake to less than 50%.

3. Micro Focus

In spite of some difficulties in 2018, caused by the company’s integration with Hewlett Packard’s enterprise business, Micro Focus has started to regain its credibility among investors.

Though this acquisition, which quadrupled the size of the company’s business, was tougher than expected, the company managed to overcome all troubles. Further, the tech group announced that it had completed its $400 million share buyback programme, which is now extended by up to $110 million.

4. 3i Group

3i Group – a multinational private equity and venture capital company – has proven to be resilient during a period of significant market volatility. At the end of 2018, the company’s net asset value increased to £8.02 from £7.76 three months earlier and the total return comprised almost 14 %.

The company’s Chief Executive, Simon Borrows, said: “As we approach the close to our financial year we remain confident that our diversified portfolio is well positioned to deliver further good growth and withstand market turbulence in these uncertain political and economic times.”

5. BAT

Out of all FTSE 100 constituents, (BAT) suffered the biggest yearly decline in 2018. BAT shares fell 50.2% as a result of a major clampdown on cigarettes by the US Food and Drug Administration.

Today, the tobacco industry experiences another revival. With the development of vaping and cannabis legalisation, British American Tobacco and its peers have obtained new growth opportunities.

Worst performing stocks: FTSE 100 fallers

For the first 3 months of 2019, the list of FTSE biggest fallers includes the following companies:

FTSE fallersDescription% movement
TUIInternational tourism business: package holidays, flights and cruises-32%
CentricaBritish multinational energy and services company-19%
PearsonProvider of educational products and services for all stages of learning-15%
Sainsbury’sThe third largest chain of supermarkets in the United Kingdom-14%
FresnilloThe world’s leading silver producer and Mexico’s largest gold producer-14%
NMC HealthA healthcare chain and distribution business in the United Arab Emirates (UAE)-11%
IAGOne of the world’s largest airline groups, holding Aer Lingus, British Airways, Iberia and Vueling-9.00%
Reckitt BenckiserA British multinational consumer goods company-6.70%
VodafoneA British multinational telecommunications conglomerate-5.40%
ITVA British free-to-air television network-4.40%

1. TUI

Since reaching its all-time high in May 2018, TUI shares have fallen 56%. The company expects a slowdown in sales in summer 2019. According to TUI’s predictions, their earnings would fall by more than a quarter if its Boeing 737 Max aircraft (15 out of 150 planes in the company’s fleet) were not flying by July. The Boeing 737 MAX 8 aircraft were suspended globally after two crashes.

2. Centrica

Year-to-date, Centrica’s share price has dropped 19% and the company’s outlook remains very uncertain. Smaller competitors are undercutting Centrica’s offering, stealing its customers. In 2018, the company lost almost 700,000 customer energy supply accounts. Another problem is caused by the reduced earnings from the British government’s energy price cap and lower production.

3. Pearson

The educational content supplier Pearson ended 2018 with a positive share price change of 27.5%. However, investors are not so sure about the company’s future, which resulted in a 15% dropdown by the end of the Q1 2019. After struggling to find a buyer over the last year, Pearson announced in February that it is going to sell its US schools course business for $250 million. The company hopes to return to growth from 2020 and beyond.

4. Sainsbury’s

Recently, Sainsbury’s has fallen into 3rd place in the UK supermarkets league, behind Asda. In March 2019, the company’s sales fell 1.8%, taking its market share to 15.3 %, which is lower than in 2018. The two supermarket groups are still struggling to persuade the UK’s regulator to allow their £7bn merger. Last month Asda and Sainsbury’s proposed to sell off up to 150 stores and 38 petrol stations to push the deal, but it remains highly uncertain.

5. Fresnillo

Last year, the shares of precious metals mining group Fresnillo dropped 39.8% as a result of the decline in silver prices. This year, the Mexican silver and gold miner anticipates challenging times ahead with higher inflation and further lowering of metal prices. According to the company’s Q1 report, the production of silver dropped 15% and the production of gold fell 9%.

In the end

Risers vs. fallers, best-performing stocks vs. worst-performing stocks – there won’t be winners without losers. All the individual shares mentioned above and the FTSE 100 index itself provide unique trading opportunities every day. Follow the news and the companies’ performance to catch up with the latest UK stock market trends at

Continue Reading


What is liftmyscore ? A Comprehensive Review




What is liftmyscore ? A Comprehensive Review

ntroduction to liftmyscore

LiftMyScore is a credit repair and education company that has been in business since 2014. The company is headquartered in Los Angeles, California and provides services to consumers nationwide. LiftMyScore offers a variety of services including credit repair, credit counseling, and credit education. The company also offers a money-back guarantee if you are not satisfied with their services.


Introduction to liftmyscoreWhat is liftmyscore ?

A Comprehensive ReviewOverview of liftmyscoreHow does it Work?

Features and BenefitsWhat Makes liftmyscore Unique?

The Pros and Cons of using liftmyscoreAdditional Services Offered by liftmyscorePricing and Payment OptionsSummary and Conclusion

What is liftmyscore ? A Comprehensive Review

In this article, we will take a comprehensive look at LiftMyScore – what they do, how they do it, and what their customers think of them. We’ll also reveal some important information about their money-back guarantee.

Overview of liftmyscore

LiftMyScore is a credit optimization company that offers a variety of services to help improve your credit score. Services include credit repair, credit monitoring, and identity theft protection. LiftMyScore also offers a money-back satisfaction guarantee and 24/7 customer support.

How does it Work?

LiftMyScore is a credit optimization company that uses cutting-edge technology and a team of expert analysts to help improve your credit score.

The first step is to sign up for a free consultation with one of our analysts. During this consultation, we will review your credit report and identify areas where we can help you improve your score.

Once we have a plan in place, our team will begin working on your behalf to dispute negative items on your report and correct any inaccuracies. We also work with the credit bureaus and creditors to try to get them to remove negative items from your report.

All of our work is done on a monthly basis, so you can see results in as little as 30 days! And, if for some reason we are unable to improve your score, you don’t owe us anything.

If you’re looking for a company that can help you improve your credit score, LiftMyScore is the perfect choice!

Features and Benefits

There are many features and benefits to using liftmyscore. Some of these include:

-A platform to dispute negative items on your credit report

-A personal case manager to help you through the process

-A money back guarantee if negative items are not removed from your credit report

-Fast results – most cases are resolved within 60 days

If you are looking for a way to improve your credit score, liftmyscore is a great option. With their money back guarantee and fast results, you have nothing to lose by trying it out.

What Makes liftmyscore Unique?

There are many products out there that claim to be able to improve your credit score, but liftmyscore is unique in its approach.

First, liftmyscore doesn’t just focus on one area of your credit report. It looks at all aspects of your credit history and provides customized advice on how to improve your score.

Second, liftmyscore doesn’t just give you general advice. It provides specific actions you can take to improve your score.

Third, liftmyscore is constantly updated with the latest changes in the credit industry, so you can be confident you’re getting the most up-to-date information available.

Liftmyscore offers a 100% satisfaction guarantee. If you’re not happy with the results you see after using liftmyscore, they’ll refund your money – no questions asked.

The Pros and Cons of using liftmyscore

Assuming you are referring to the website LiftMyScore, there are both pros and cons to using their services. On the positive side, the website offers a variety of tools and resources that can help users improve their credit score. Additionally, the site provides a forum where users can ask questions and get advice from others who have used LiftMyScore. On the negative side, some users have reported that the service is not effective and that it is difficult to cancel once you have signed up. Using LiftMyScore may be helpful for some people, but it is not right for everyone.

Additional Services Offered by liftmyscore

In addition to credit repair and consultation, liftmyscore offers a variety of other services to help you improve your financial situation. These include:

-Debt settlement: If you have outstanding debt that you are struggling to repay, liftmyscore can negotiate with your creditors on your behalf to try to reach a settlement agreement. This can involve reducing the amount you owe, or making alternative repayment arrangements such as extending the term of the loan.

-Credit counseling: If you need help getting your finances back on track, liftmyscore offers confidential counseling sessions with experienced counselors. They will work with you to develop a budget and create a plan to pay off your debts.

-Bankruptcy assistance: If you are considering filing for bankruptcy, liftmyscore can provide information and resources to help you make the best decision for your situation. They can also help you file the necessary paperwork and represent you in court if required.

Pricing and Payment Options

When it comes to pricing, LiftMyScore has a few different options depending on what type of service you are looking for. For their credit repair services, they have a one-time setup fee of $99 and then a monthly fee of $89. They also have a money-back guarantee if you are not satisfied with their services.

As for payment options, they accept all major credit cards, as well as PayPal. You can also set up automatic payments so that you don’t have to worry about remembering to pay each month.

Summary and Conclusion

LiftMyScore is a self-proclaimed credit optimization company that promises to help improve your credit score. But does it really work? We took a close look at LiftMyScore to see what they’re all about.

LiftMyScore offers a few different services, including credit monitoring, identity theft protection, and credit optimization. They also promise to help you get approved for loans and lines of credit.

We were impressed with LiftMyScore’s website and their overall transparency. They offer a lot of helpful information about credit scores and how to improve them. However, we were disappointed that they don’t offer a free trial or money-back guarantee.

We think LiftMyScore is a legit company that can help you improve your credit score. However, we recommend that you shop around and compare prices before signing up for any service.

Continue Reading


Unveiling the Wonders of Sedecordle Your Ultimate Guide




Unveiling the Wonders of Sedecordle Your Ultimate Guide

Discover the fascinating world of sedecordle in this comprehensive guide. Uncover its uses, benefits, and more. Get ready to be amazed!


In the realm of innovation and technological advancement, the term “sedecordle” has gained immense popularity. But what exactly is sedecordle? How does it contribute to the modern landscape? This article dives deep into the heart of sedecordle, unraveling its intricacies, applications, and potential impact on various industries. So, let’s embark on this enlightening journey of exploration.

Sedecordle: What Does it Mean?

At its core, sedecordle refers to a revolutionary concept that has the potential to reshape the way we interact with technology. It encompasses a wide range of applications and possibilities that span across different sectors, from healthcare to education, and from entertainment to manufacturing. The term itself is a fusion of “sensational,” “discovery,” and “courage,” highlighting the courage it takes to discover sensational advancements.

The Versatility of Sedecordle

Sedecordle’s versatility is what sets it apart from conventional technologies. It goes beyond the boundaries of single-use gadgets and explores the realm of seamless integration. Imagine a world where everyday devices and systems are intricately interconnected, leading to enhanced efficiency, productivity, and user experience. From smart homes to interconnected transportation systems, sedecordle is at the heart of this transformation.

Embracing the Future: Sedecordle’s Impact

The impact of sedecordle is profound and far-reaching. It has the potential to revolutionize industries, making them more streamlined, interconnected, and efficient. For instance, in the healthcare sector, sedecordle could lead to personalized patient care through real-time health monitoring and data analysis. In education, it could pave the way for immersive learning experiences, where students can explore historical events or scientific concepts firsthand.

Sedecordle in Daily Life

Have you ever imagined a day where your morning routine is seamlessly orchestrated by technology? With sedecordle, this vision becomes a reality. Your alarm clock syncs with your coffee maker, which, in turn, communicates with your car to adjust the climate control settings for your commute. Such interconnectedness simplifies life, allowing you to focus on what truly matters.

Exploring Sedecordle’s Potential: Use Cases

  1. Healthcare Revolution: Sedecordle has the potential to transform healthcare by enabling real-time patient monitoring, early disease detection, and remote consultations. Imagine a world where doctors receive instant updates on their patients’ health, allowing for timely interventions.
  2. Education Evolved: Traditional learning methods could be enhanced through sedecordle. Students could step into virtual worlds to explore historical events or collaborate with peers globally, transcending geographical barriers.
  3. Smart Manufacturing: Manufacturing processes could be optimized using sedecordle. Machines could communicate with each other, ensuring seamless production and predictive maintenance, thereby minimizing downtime.
  4. Entertainment Redefined: Sedecordle could usher in a new era of entertainment. Imagine watching a movie where your emotions influence the plot, creating a truly immersive cinematic experience.

Addressing Concerns: Privacy and Security

As with any technological advancement, concerns about privacy and security arise. With sedecordle, data sharing becomes more prevalent, which requires robust security measures. Innovators are actively working on encryption methods and consent-based data sharing to ensure that users retain control over their information.


Q: How does sedecordle work? A: Sedecordle relies on interconnected devices and systems that communicate and exchange data, enabling seamless automation and enhanced user experiences.

Q: Is sedecordle only for the tech-savvy? A: Not at all! Sedecordle aims to simplify life for everyone. Its intuitive design ensures that even those less familiar with technology can benefit from its applications.

Q: What industries can benefit from sedecordle? A: Sedecordle’s potential is vast. It can benefit industries such as healthcare, education, manufacturing, entertainment, transportation, and more.

Q: How can privacy concerns be mitigated? A: Privacy concerns are taken seriously. Innovations in encryption, secure data sharing, and user consent are being developed to ensure data security and user control.

Q: Can I implement sedecordle in my home? A: Absolutely! Sedecordle is designed for everyday use. You can start by integrating smart devices like thermostats, lights, and security cameras to experience its benefits firsthand.

Q: What’s the future of sedecordle? A: The future looks promising. As technology advances, sedecordle’s applications will only expand, leading to a more interconnected and efficient world.


In a world that’s constantly evolving, sedecordle emerges as a beacon of innovation, promising a future where technology seamlessly integrates into every aspect of our lives. From healthcare to education, from manufacturing to entertainment, its potential is limitless. As we journey forward, embracing the wonders of sedecordle, we stand on the brink of a new era, one that’s defined by connectivity, efficiency, and boundless possibilities.

Continue Reading